Tag Archive: approvals

Getting Your Home Hunting Ducks in a Row

Say you’re shopping for a new home. Your goal is to find the ideal property, in a neighbourhood that is just right for you, within a price range that you can afford. What do you need — at minimum — to get started? If you’re looking for ways to get ...

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The Advantage of Getting Pre-Approved

One of the best things you can do to ensure you get the home you want is to arrange for financing before you go shopping. This is often referred to as getting “pre-approved”. Getting pre-approved simply means that your lender has calculated how much of a mortgage they’re willing to ...

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Should You Accept A “Conditional” Offer?

There’s no doubt about it. The best kind of offer is a “firm” offer. The buyer offers you a certain price for your property and, should you accept it, the deal is done. Congratulations. You’ve just sold your house! But more often than not, an offer is “conditional”. That means ...

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Why You Should Order Your Own Credit Report

“I don’t have a problem with credit,” a potential new home buyer says. “I pay my bills on time. I never have trouble getting a loan.” That may be true. However, according to several surveys, most people are surprised by at least one piece of information in their credit report. ...

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Under What Conditions Should You Accept a Conditional Offer?

Ideally, you want a firm offer for your home. That means the buyer offers you a certain price, and you can either accept or reject it. Sometimes, however, a buyer will make a conditional offer. For example, you may be offered your full asking price — but only on the condition that the buyer ...

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